How to Manifest Money: A Practical Guide to Financial Goals, Saving, and False Promises
Can you manifest money? No one can say for sure if positive thinking will bring money to you. Having a goal in mind can allow you to think about what you can do. You can believe in manifestation but also have a plan that you can follow.
Manifesting money can be interpreted by many. Some believe it’s spiritual, and others just want to have a goal to reach. I want to go over that aspect of it. I’m not saying that if you don’t have money, you’re thinking wrong. So if you’re looking to manifest money, here’s how to do it.
Key takeaways
- Having a ritual or affirmation is nice, but it will not guarantee you making money.
- It can help you have one goal instead of many different goals.
- Know how much you make and spend and your debt before picking a number.
- Automations can help reach a goal if they work for your situation.
- Stay away from any course that guarantees quick, easy, or risk-free money.
How to Manifest Money Without Expecting a Guarantee
There isn’t a concrete definition of what manifesting money is. Someone could write down a desire, repeat a mantra, pray, meditate, or have some sort of money desire reminder. Manifesting can allow you to think about why you want money, whether that’s for security, freedom, or helping family members.
This differs from saying that by writing in your journal, you will receive money. There is no way to know if you will get that raise, money you didn’t budget for, or land that job. All of these things play a factor as well. Other people and money will also come into play.
Manifesting money, for the purpose of this article, means taking your desire and making it a goal. You can believe it is spiritual and set that intention, but don’t think it’s guaranteed to happen.
For a broader discussion of what people mean by manifestation and visualization, read our guide to visualization and manifestation.
What research does and does not show
Research Can Only Go So Far
Studies that pertain to money and your mind have found that there are ways to better yourself financially. They have not found that you can attract money to yourself by thinking about it. So we can’t say that just because someone studied this that manifesting can help you become wealthy.
One study published in the Journal of Marketing Research in 2011 looked at how having multiple goals affected people’s savings. In some scenarios, having one goal helped people save more money and had higher intentions to save. However, if saving money wasn’t difficult to do or your goals complemented each other, this gap may be less significant.
As mentioned above, this may not work for you. You could have multiple goals that need to be fulfilled right away. Set your goals that work for you and your situation.
A study that analyzed 29 different financial self-control strategies found that people were able to spend less and save more money. Overall, there was a moderate effect size for these techniques. This article went over techniques you can use to help with your finances.
Remember, you can use your intention to figure out what you want. Then pick one thing that you can monitor and see if it’s working. Don’t believe that you will control your finances by having high confidence.
| Practice | What it might help you do | What it cannot promise |
|---|---|---|
| Write a money intention | Name what you hope will change | Make money arrive |
| Choose one savings goal | Focus your next steps | Guarantee that you can save |
| Set a reminder or transfer | Make a chosen action easier to repeat | Remove every barrier |
| Repeat an affirmation | Reflect on a personal belief or aim | Control income or outside events |
Affiliate disclosure: I may earn a commission if you buy through a link in this post, at no extra cost to you.
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Try this now: write one financial hope, then add one action you can take this week. Keep the hope and the action separate. The action is a choice, not a guarantee.
Turning Your Desire into a Goal
“I want to have more money” is fine, but it won’t help you figure out what you can do next. What is it you want more money for? Maybe you want to have money in case something unexpected comes up, to pay off a debt, or to save towards something you want. Or maybe you want to earn more consistently.
Try to name your goal; it may help you pick a better goal to aim for. You may find out you want more money so you can have less uncertainty in your life, more free time, or to help pay down a certain debt you may currently have.
Have your goal be something you can check in on:
- Vague: “I want to feel more secure with money.”
- Clearer: “I want to have money saved for an upcoming repair on my car.”
- Actionable: “I want to figure out how much I can set aside after bills and check in on my progress every payday.”
Your goal doesn’t have to be huge. Have your goal be realistic to what you can achieve. If you want to have a larger goal, you can always start with something smaller.
If you have a goal in mind that you want to reach, here are a few things to note down:
- Purpose: Why do you want to reach your goal?
- Amount: How much money would benefit you?
- Review point: When will you check in with yourself?
You can always change your goal or the amount you want to save. There will be times where your bills increase or you don’t get paid; you can always lower your goal. Having your goal be adjustable isn’t you lacking in faith; it’s just being realistic.
Know Where You Stand with Your Money
There are many ways you can keep track of your money. Having a recent bank statement or knowing when you get paid can help. You can write down your bills and money that comes in on a piece of paper or in a note on your phone.
Write down what you know about:
- Money coming in and when you receive it.
- Expenses that are a necessity (household, food, etc.).
- Debts you owe money to.
- Expenses you know you’ll have weekly.
- Expenses you may have once in a while.
- How much money you currently have towards your goal.
These are just examples of things you can look at when trying to figure out your money situation. If you don’t know where to begin, look at your most recent bank statement and see what you’ve been spending money on. Don’t be too critical of yourself when looking through your money. You may notice you bought a lot of something that you enjoy, but that may not be the cause of your money struggles.
If you find that you don’t have any money left to set aside after your necessities, that’s okay. You can always work on other ways to help your goal, whether that be researching your debt or asking your debt company if they can lower your payment. Look for assistance in your area, or maybe you can start working more hours.
Choose one step you can repeat
After you’ve come up with your goal and researched your current money situation, pick something that will allow you to reach your goal. This could be as simple as putting $10 aside after your payday, checking on an expense you may have, or even working more hours to reach your goal.
If someone had a goal of saving $240 over 12 weeks and currently has $60 saved, that leaves them $180 short over the 12 weeks. That’s $15 a week to meet their goal. This will only work if they know they can save $15 a week after their necessary expenses. If they can’t, then they can always extend their goal to more weeks or lower their goal to reach it in that amount of time.
You can also turn your goals into habits:
- “When my money comes in, I will check on my goal.”
- “If I have the money, I will put it aside.”
- “If I can’t save the amount I was supposed to this week, I will not save any money and reassess my goal.”
- “If something comes up that I need to pay money towards, I will do that and reassess my goal.”
Automatically putting money into your savings account can be helpful, but it may not work for everyone. Just make sure that you won’t be left short on money or go into overdraft. You can always put a reminder on your calendar or write it down somewhere.
What Manifesting Money Can’t Do for You
Manifesting money can allow you to have an outlet for what you desire. It can be helpful to write down what you’re manifesting for. Maybe you can manifest the values you want to live by. Just keep in mind that money won’t magically fall into your hands.
Having a goal can help you reach what you desire. If someone wants to have a small emergency fund, they can check on their spending once a week and see if they have any unnecessary subscriptions they can cancel. They may also learn that they don’t have money to save. Both are good lessons to learn when trying to reach your goal.
Manifesting money won’t allow your boss to give you a raise or a customer to pay your invoices. It also won’t guarantee that you will make money if you start a business or buy a course to help you learn a skill.
It’s not fair to someone if they aren’t reaching their goal to tell them they’re not manifesting enough. Someone may have great goals for themselves but still not have high wages or may be sick and unable to work. Manifesting money should not put you down for not having the same opportunities as others.
Be Cautious of Scams
There are many courses, coaching sessions, and seminars that you can buy to help you manifest money. It’s not necessarily a scam if you pay for something, but be wary of people who promise you’ll make a ton of money.
Red flags include:
- Promises of fast money or becoming rich.
- Guarantees you’ll make money on your investment.
- Trying to push you to buy into their program.
- Not giving you detailed information on their product or service.
- Using testimonials of how others have made money from their product/service.
- Saying you need to invest more money to learn the secrets of making money.
- Saying you need to take out a loan or borrow money from someone.
Do your research before buying anything. How much does the product/service cost? Do they allow refunds? Do they have experience in what they’re teaching/selling? Read any information that they provide. If it’s an investment, talk to someone who knows more about it. Don’t trust the person selling you the product/service.
For U.S. readers, the SEC’s Investor.gov warns that investment seminars promising quick, easy profits, high returns with little risk, or urging you to act immediately may be red flags.
You do not have to prove that you believe in abundance by buying a course. A seller’s story about their own success does not show that the same method will work for you. If an offer makes you feel rushed, step away and review it later.
A simple action plan to start this week
You can use the following steps without buying anything or changing your spiritual beliefs:
Day 1: Write down your goal. Why do you want to reach your goal? Make it about you and your needs.
Day 2: Check on your money. See when you’re getting paid and how much money you need to pay bills. If you don’t have enough money, look at your expenses and see what you can lower.
Day 3: Choose one goal that you want to work on. Save for a certain bill or try to learn how to make more money. Don’t set your goal to be higher than your bills.
Day 4: Choose a habit that will help you reach your goal. Set a reminder, look into what a service costs. Maybe you can save a certain amount if you know you have money after bills.
Day 5: Think of one thing that can get in the way of you reaching your goal. Come up with an “if-then” statement. “If I don’t get paid as much this week, I will focus on my bills and work on my goal another week.”
Day 6: Work on your goal. If you ran into a problem, change your goal to fit your situation.
Day 7: Reflect on your week. Did your habit work for you? Do you want to continue doing it or change your goal?
You don’t have to follow these steps if they don’t work for you. The main point is to have a goal that you can work towards. If you don’t have any money to spare, you can always look into assistance programs or look into other ways to reach your goal.
A short money-goal exercise
Fill in the Blanks:
- “I want to have…”
- “This will benefit me because…”
- “One thing I can control is…”
- “One thing I can’t control is…”
- “The next step I can take is…”
- “If that doesn’t work for me, I can…”
You can pray or say an affirmation if that’s something you do. Just remember, you can always change your goal if you don’t feel it’s working for you.
Conclusion
Manifesting money can help you understand what you want to reach in your life, but it will not help you reach your goal. If you want to take steps to reach your goal, have one goal that you can work towards, research your money, and pick a habit you can do to help you reach your goal.
Remember, your goal can change if your circumstances change. Don’t think because you reached your goal that you manifested money. If you didn’t reach your goal, it doesn’t mean you didn’t manifest hard enough.
This article offers general information, not personal financial advice.
FAQs
Can you manifest money?
You can use a manifestation technique to help think about a money goal. However, no amount of thinking will get you money. If you can incorporate this technique with something you can actually do, then great.
What can you do to manifest money?
Think of what you want to spend the money on. Take a look at your situation and think of something you can do to reach your goal that you can afford to spend money on. If you can think of an “if-then” statement that will help you remember, that’s great too.
Will money affirmations work?
If you believe that the affirmation is true or reminds you of something you want to accomplish, it may work for you. No one can say for sure that you will come across money.
Can I manifest saving money?
There is no evidence that will allow you to manifest money that you can save. Having a goal can help some individuals, but there are always going to be limitations.
Is it worth paying for manifestation courses?
This would depend on what you can learn from the course, how much it is going to cost you, and what your situation may be. Always be wary if someone is telling you that you will receive money or to sign up right away.
I have nothing to save. What can I do?
Don’t stress yourself out. If you don’t have any money to spare, you may not be able to save money. Look at what you have due soon and see what you can do to help your situation. Maybe your area has resources that you can use as well.
Looking for secret to manifest wealth and abundance instantly? Check out Rapid Wealth Key below. It’s the only audio track that’s proven not only to activate your mind’s wealth magnet but also to allow you to experience results in astonishingly quick time.
